Club Sports Insurance: Soccer
Soccer is a popular World Cup sport enjoyed across the globe by upwards of 200 million people of all ages, from the youngster just learning how to play sports to the retirement age adult who isn’t content to sit on the sidelines and watch. The game of soccer is one of the most popular sports in the world, and has a rich history dating back as far as the 2nd century BC in China. In England, King Edward III banned soccer due to growing incidents of violence associated with the sport of soccer, and soldiers who neglected their duties just to play the game.
Modern day soccer may look a little different than it did in ancient times, but it remains a popular sport enjoyed by people of all ages. Many soccer clubs exist, and most sports clubs and community centers offer soccer to their members. As with any sport, a risk of injury comes with playing soccer, so if you are a club administrator, you want to have the proper insurance in place. Some of the most common soccer injuries are sprains, strains, fractures, skin injuries and head injuries, including dental and eye injuries.
There are several types of insurance available for your soccer club.
Your choices include:
The most common insurance covered by club sports like soccer is general liability insurance. This insurance provides coverage for claims and lawsuits alleging bodily injury or property damage including serious injury or death of a soccer player, coach, volunteer or spectator, or property damage to a facility or location rented or occupied by a soccer club or organization. It provides protection from claims of bodily injury, property damage, and litigation costs associated with these claims. Up to $1,000,000 of coverage per occurrence is available, with a general aggregate of up to $5,000,000 obtainable.
It is an unfortunate truth that injuries do happen when participating in youth and adult amateur sports and activities. Primary and excess accident medical insurance helps pay for out of pocket medical costs resulting from an accident or injury occurring to a participant, coach, volunteer, manager or other official during a practice, game, or travel to an event. Accident medical insurance can help alleviate a serious financial burden brought about by unforeseen medical bills resulting from an injury.
Spectator & Premise Liability
This type of insurance provides protection for all spectators of the policy holder involving bodily injuries and accidents on site, property damage to the venue while under the organization’s control, and the litigation costs to defend against such claims Spectator & Premise Liability insurance is an extra layer of protection for active club sports.
For more information about how to protect your soccer club with club sports insurance, contact Camp Team at (800) 747-9573 or (303) 422-2057.